1st Summit Bank
Chartered Bank Active FDIC Insured
Health Score
7.3 / 10
125 Donald Ln, Johnstown, PA 15904
Financial Overview
Total Assets $1.51B
Total Deposits $1.19B
Profitability (ROA) 0.63%
Shareholder Return (ROE) 8.83%
Capital Cushion (Eq/Assets) 7.04%
Established 01/01/1924
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$70.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1stsummit.bank
FDIC Certificate #: 8426
Specialization: Commercial Lending Specialization