1st Trust Bank, Inc.
Chartered Bank Active FDIC Insured
Health Score
7.6 / 10
44 Commerce Dr, Hazard, KY 41701
Financial Overview
Total Assets $345.9M
Total Deposits $302.0M
Profitability (ROA) 0.65%
Shareholder Return (ROE) 7.38%
Capital Cushion (Eq/Assets) 8.66%
Established 12/13/2004
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1tbi.com
FDIC Certificate #: 57869
Specialization: Commercial Lending Specialization