Academy Bank, National Association
1201 Walnut St, Kansas City, MO 64106
Financial Overview
Financial Health Analysis
Academy Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Kansas City, Missouri. Established in 06/15/1966, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Academy Bank, National Association manages $3.28B in total assets and holds $2.73B in customer deposits. When evaluating the stability of Academy Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.17%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.01%, while its Return on Equity (ROE) sits at 7.23%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$34.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.academybank.com
FDIC Certificate #: 19600
Specialization: Commercial Lending Specialization