Adams Community Bank
Chartered Bank Active FDIC Insured
Health Score
6.8 / 10
2 Center St, Adams, MA 01220
Financial Overview
Total Assets $1.03B
Total Deposits $826.8M
Profitability (ROA) 0.48%
Shareholder Return (ROE) 4.60%
Capital Cushion (Eq/Assets) 10.43%
Established 05/01/1869
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$82.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.adamscommunity.com
FDIC Certificate #: 90140
Specialization: Mortgage Lending Specialization