Adirondack Bank
Chartered Bank Active FDIC Insured
Health Score
4.2 / 10
185 Genesee St, Utica, NY 13501
Financial Overview
Total Assets $1.01B
Total Deposits $922.8M
Profitability (ROA) 0.19%
Shareholder Return (ROE) 2.52%
Capital Cushion (Eq/Assets) 7.27%
Established 01/01/1898
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$48.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.adirondackbank.com
FDIC Certificate #: 28380
Specialization: Commercial Lending Specialization