American Bank, National Association
234 5th Ave Sw, Le Mars, IA 51031
Financial Overview
Financial Health Analysis
American Bank, National Association is a currently active agricultural specialization banking institution headquartered in Le Mars, Iowa. Established in 01/01/1887, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, American Bank, National Association manages $546.5M in total assets and holds $436.5M in customer deposits. When evaluating the stability of American Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 16.15%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$218.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.am-bank.com
FDIC Certificate #: 5800
Specialization: Agricultural Specialization