American Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

234 5th Ave Sw, Le Mars, IA 51031

Financial Overview

Total Assets $546.5M
Total Deposits $436.5M
Profitability (ROA) 1.68%
Shareholder Return (ROE) 16.15%
Capital Cushion (Eq/Assets) 10.45%
Established 01/01/1887

Financial Health Analysis

American Bank, National Association is a currently active agricultural specialization banking institution headquartered in Le Mars, Iowa. Established in 01/01/1887, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, American Bank, National Association manages $546.5M in total assets and holds $436.5M in customer deposits. When evaluating the stability of American Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 16.15%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$218.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.am-bank.com

FDIC Certificate #: 5800

Specialization: Agricultural Specialization

Location

234 5th Ave Sw

Le Mars, Iowa 51031

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