American Bank of the Carolinas
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
312 N Charlotte Ave, Monroe, NC 28112
Financial Overview
Total Assets $242.6M
Total Deposits $212.9M
Profitability (ROA) 1.40%
Shareholder Return (ROE) 12.60%
Capital Cushion (Eq/Assets) 10.55%
Established 05/20/2019
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$71.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.abc-nc.com
FDIC Certificate #: 59157
Specialization: Commercial Lending Specialization