American Riviera Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1033 Anacapa St, Santa Barbara, CA 93101
Financial Overview
Total Assets $1.42B
Total Deposits $1.27B
Profitability (ROA) 1.21%
Shareholder Return (ROE) 11.84%
Capital Cushion (Eq/Assets) 10.12%
Established 07/18/2006
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$140.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.americanriviera.bank
FDIC Certificate #: 58281
Specialization: Commercial Lending Specialization