Bank of Billings

Bank of Billings is a currently active commercial lending specialization banking institution headquartered in Billings, Missouri. Established in 03/14/1889, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Billings manages $103.2M in total assets and holds $89.8M in customer deposits. When evaluating the stability of Bank of Billings, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.23%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.03%, while its Return on Equity (ROE) sits at 8.13%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.