Bank of Ocean City
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
10005 Golf Course Rd, Ocean City, MD 21842
Financial Overview
Total Assets $661.3M
Total Deposits $583.3M
Profitability (ROA) 1.33%
Shareholder Return (ROE) 11.99%
Capital Cushion (Eq/Assets) 11.31%
Established 01/01/1916
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$97.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofoceancity.com
FDIC Certificate #: 5867
Specialization: Commercial Lending Specialization