Bank of Pontiac
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
300 W Washington St, Pontiac, IL 61764
Financial Overview
Total Assets $1.20B
Total Deposits $1.02B
Profitability (ROA) 1.42%
Shareholder Return (ROE) 12.49%
Capital Cushion (Eq/Assets) 11.40%
Established 09/06/1947
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$72.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofpontiac.com
FDIC Certificate #: 16982
Specialization: Commercial Lending Specialization