Bank of the James
Chartered Bank Active FDIC Insured
Health Score
8.8 / 10
828 Main St, Lynchburg, VA 24504
Financial Overview
Total Assets $1.05B
Total Deposits $959.2M
Profitability (ROA) 0.91%
Shareholder Return (ROE) 12.04%
Capital Cushion (Eq/Assets) 7.57%
Established 07/22/1999
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofthejames.bank
FDIC Certificate #: 35207
Specialization: Commercial Lending Specialization