Bay State Savings Bank
Chartered Bank Active FDIC Insured
Health Score
6.1 / 10
28 Franklin St, Worcester, MA 01608
Financial Overview
Total Assets $585.4M
Total Deposits $524.0M
Profitability (ROA) 0.40%
Shareholder Return (ROE) 4.56%
Capital Cushion (Eq/Assets) 8.77%
Established 03/09/1895
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$74.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: baystatesavingsbank.com
FDIC Certificate #: 90311
Specialization: Commercial Lending Specialization