Baybank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
104 S 10th St, Gladstone, MI 49837
Financial Overview
Total Assets $175.1M
Total Deposits $147.6M
Profitability (ROA) 1.41%
Shareholder Return (ROE) 14.31%
Capital Cushion (Eq/Assets) 9.82%
Established 07/01/1912
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$49.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://baybank.us
FDIC Certificate #: 1092
Specialization: Commercial Lending Specialization