Black Mountain Savings Bank, SSB
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
200 E State St, Black Mountain, NC 28711
Financial Overview
Total Assets $42.7M
Total Deposits $37.2M
Profitability (ROA) -0.23%
Shareholder Return (ROE) -1.87%
Capital Cushion (Eq/Assets) 12.01%
Established 04/04/1923
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$37.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
FDIC Certificate #: 27897
Specialization: Mortgage Lending Specialization