Brannen Bank

Chartered Bank Active FDIC Insured
Health Score
7.5 / 10

320 S Highway 41, Inverness, FL 34450

Financial Overview

Total Assets $1.02B
Total Deposits $983.1M
Profitability (ROA) 1.92%
Shareholder Return (ROE) 57.25%
Capital Cushion (Eq/Assets) 3.64%
Established 07/01/1926

Financial Health Analysis

Brannen Bank is a currently active mortgage lending specialization banking institution headquartered in Inverness, Florida. Established in 07/01/1926, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Brannen Bank manages $1.02B in total assets and holds $983.1M in customer deposits. When evaluating the stability of Brannen Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 3.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.92%, while its Return on Equity (ROE) sits at 57.25%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$81.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.brannenbanks.com

FDIC Certificate #: 5676

Specialization: Mortgage Lending Specialization

Location

320 S Highway 41

Inverness, Florida 34450

Open in Google Maps →

Map