Brighton Bank
7101 S Highland Dr, Salt Lake City, UT 84121
Financial Overview
Financial Health Analysis
Brighton Bank is a currently active commercial lending specialization banking institution headquartered in Salt Lake City, Utah. Established in 01/03/1978, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Brighton Bank manages $317.1M in total assets and holds $274.1M in customer deposits. When evaluating the stability of Brighton Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 16.08%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.brightonbank.com
FDIC Certificate #: 22578
Specialization: Commercial Lending Specialization