Bryant State Bank
124 Main St W, Bryant, SD 57221
Financial Overview
Financial Health Analysis
Bryant State Bank is a currently active agricultural specialization banking institution headquartered in Bryant, South Dakota. Established in 03/01/1915, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bryant State Bank manages $55.3M in total assets and holds $48.3M in customer deposits. When evaluating the stability of Bryant State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.72%, while its Return on Equity (ROE) sits at 15.49%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$48.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bryantstatebank.com
FDIC Certificate #: 6064
Specialization: Agricultural Specialization