Bryant State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

124 Main St W, Bryant, SD 57221

Financial Overview

Total Assets $55.3M
Total Deposits $48.3M
Profitability (ROA) 1.72%
Shareholder Return (ROE) 15.49%
Capital Cushion (Eq/Assets) 11.01%
Established 03/01/1915

Financial Health Analysis

Bryant State Bank is a currently active agricultural specialization banking institution headquartered in Bryant, South Dakota. Established in 03/01/1915, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bryant State Bank manages $55.3M in total assets and holds $48.3M in customer deposits. When evaluating the stability of Bryant State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.72%, while its Return on Equity (ROE) sits at 15.49%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$48.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bryantstatebank.com

FDIC Certificate #: 6064

Specialization: Agricultural Specialization

Location

124 Main St W

Bryant, South Dakota 57221

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