Central Pacific Bank

Central Pacific Bank is a currently active commercial lending specialization banking institution headquartered in Honolulu, Hawaii. Established in 02/15/1954, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Central Pacific Bank manages $7.49B in total assets and holds $6.70B in customer deposits. When evaluating the stability of Central Pacific Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 13.98%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.