Centreville Bank
1218 Main St, West Warwick, RI 02893
Financial Overview
Financial Health Analysis
Centreville Bank is a currently active commercial lending specialization banking institution headquartered in West Warwick, Rhode Island. Established in 01/01/1888, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Centreville Bank manages $3.05B in total assets and holds $2.34B in customer deposits. When evaluating the stability of Centreville Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.66%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.86%, while its Return on Equity (ROE) sits at 6.30%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$106.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.centrevillebank.com
FDIC Certificate #: 17764
Specialization: Commercial Lending Specialization