Charlevoix State Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
111 State St, Charlevoix, MI 49720
Financial Overview
Total Assets $245.3M
Total Deposits $218.4M
Profitability (ROA) 2.08%
Shareholder Return (ROE) 21.00%
Capital Cushion (Eq/Assets) 9.79%
Established 08/16/1994
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$31.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.charlevoixstatebank.com
FDIC Certificate #: 33926
Specialization: Commercial Lending Specialization