Chippewa Valley Bank
15755 W County Road B, Hayward, WI 54843
Financial Overview
Financial Health Analysis
Chippewa Valley Bank is a currently active all other under 1 billion banking institution headquartered in Hayward, Wisconsin. Established in 01/01/1917, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Chippewa Valley Bank manages $735.5M in total assets and holds $556.5M in customer deposits. When evaluating the stability of Chippewa Valley Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.06%, while its Return on Equity (ROE) sits at 23.66%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$42.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.chippewavalleybank.com
FDIC Certificate #: 12322
Specialization: All Other Under 1 Billion