Chippewa Valley Bank

Chartered Bank Active FDIC Insured
Health Score
9.5 / 10

15755 W County Road B, Hayward, WI 54843

Financial Overview

Total Assets $735.5M
Total Deposits $556.5M
Profitability (ROA) 2.06%
Shareholder Return (ROE) 23.66%
Capital Cushion (Eq/Assets) 8.67%
Established 01/01/1917

Financial Health Analysis

Chippewa Valley Bank is a currently active all other under 1 billion banking institution headquartered in Hayward, Wisconsin. Established in 01/01/1917, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Chippewa Valley Bank manages $735.5M in total assets and holds $556.5M in customer deposits. When evaluating the stability of Chippewa Valley Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.06%, while its Return on Equity (ROE) sits at 23.66%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$42.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.chippewavalleybank.com

FDIC Certificate #: 12322

Specialization: All Other Under 1 Billion

Location

15755 W County Road B

Hayward, Wisconsin 54843

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