Ciera Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
623 Elm St, Graham, TX 76450
Financial Overview
Total Assets $969.6M
Total Deposits $848.3M
Profitability (ROA) 1.78%
Shareholder Return (ROE) 15.92%
Capital Cushion (Eq/Assets) 11.24%
Established 10/10/1889
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$106.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.cierabank.com
FDIC Certificate #: 3226
Specialization: Commercial Lending Specialization