Citizens and Farmers Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
415 14th Street, West Point, VA 23181
Financial Overview
Total Assets $2.79B
Total Deposits $2.41B
Profitability (ROA) 1.14%
Shareholder Return (ROE) 10.01%
Capital Cushion (Eq/Assets) 11.33%
Established 02/01/1927
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$77.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cffc.com
FDIC Certificate #: 10363
Specialization: Commercial Lending Specialization