Citizens Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
814 Main St, Columbia, MS 39429
Financial Overview
Total Assets $486.2M
Total Deposits $423.3M
Profitability (ROA) 2.33%
Shareholder Return (ROE) 18.80%
Capital Cushion (Eq/Assets) 12.02%
Established 07/15/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$52.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.citizensbk.com
FDIC Certificate #: 324
Specialization: All Other Under 1 Billion