Citizens Bank of Morgantown, Inc.
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
265 High St, Morgantown, WV 26505
Financial Overview
Total Assets $51.9M
Total Deposits $42.1M
Profitability (ROA) 0.90%
Shareholder Return (ROE) 5.17%
Capital Cushion (Eq/Assets) 17.49%
Established 09/20/1979
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$42.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.citizensbankwv.com
FDIC Certificate #: 22954
Specialization: Mortgage Lending Specialization