Citizens Bank & Trust Company

Citizens Bank & Trust Company is a currently active agricultural specialization banking institution headquartered in Saint Paul, Nebraska. Established in 01/01/1888, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens Bank & Trust Company manages $232.9M in total assets and holds $195.4M in customer deposits. When evaluating the stability of Citizens Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.98%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.92%, while its Return on Equity (ROE) sits at 9.63%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.