Citizens National Bank of Texas
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
200 N Elm St, Waxahachie, TX 75165
Financial Overview
Total Assets $2.11B
Total Deposits $1.81B
Profitability (ROA) 2.16%
Shareholder Return (ROE) 17.70%
Capital Cushion (Eq/Assets) 12.18%
Established 07/01/1868
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$150.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cnboftexas.com
FDIC Certificate #: 5574
Specialization: Commercial Lending Specialization