Citizens & Northern Bank
Chartered Bank Active FDIC Insured
Health Score
4.4 / 10
90 Main St, Wellsboro, PA 16901
Financial Overview
Total Assets $3.15B
Total Deposits $2.62B
Profitability (ROA) 0.08%
Shareholder Return (ROE) 0.71%
Capital Cushion (Eq/Assets) 10.94%
Established 01/01/1864
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$74.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cnbankpa.com
FDIC Certificate #: 7799
Specialization: Commercial Lending Specialization