Citizens State Bank of Luling
Chartered Bank Active FDIC Insured
Health Score
6.3 / 10
200 S Magnolia Ave, Luling, TX 78648
Financial Overview
Total Assets $63.9M
Total Deposits $51.1M
Profitability (ROA) 0.49%
Shareholder Return (ROE) 2.69%
Capital Cushion (Eq/Assets) 18.22%
Established 01/02/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$25.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.csbsa.com
FDIC Certificate #: 10327
Specialization: Commercial Lending Specialization