City First Bank, National Association

City First Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Washington, District Of Columbia. Established in 11/24/1998, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, City First Bank, National Association manages $1.42B in total assets and holds $1.14B in customer deposits. When evaluating the stability of City First Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.36%, while its Return on Equity (ROE) sits at 2.63%. These metrics result in a moderate health score of 5.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.