Community Bank of Memphis

Community Bank of Memphis is a currently active agricultural specialization banking institution headquartered in Memphis, Missouri. Established in 03/20/1999, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Community Bank of Memphis manages $61.5M in total assets and holds $52.9M in customer deposits. When evaluating the stability of Community Bank of Memphis, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.03%, while its Return on Equity (ROE) sits at 7.64%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.