Community Bank of the South
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
277 N Sykes Creek Pkwy, Merritt Island, FL 32953
Financial Overview
Total Assets $252.5M
Total Deposits $228.9M
Profitability (ROA) 0.77%
Shareholder Return (ROE) 9.34%
Capital Cushion (Eq/Assets) 7.88%
Established 11/29/1999
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$76.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cbos.bank
FDIC Certificate #: 35212
Specialization: Other Specialized Under 1 Billion