Community Resource Bank
1605 Heritage Dr, Northfield, MN 55057
Financial Overview
Financial Health Analysis
Community Resource Bank is a currently active commercial lending specialization banking institution headquartered in Northfield, Minnesota. Established in 09/18/1878, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Community Resource Bank manages $575.6M in total assets and holds $489.0M in customer deposits. When evaluating the stability of Community Resource Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.02%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 14.54%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$122.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: WWW.CRB.BANK
FDIC Certificate #: 5219
Specialization: Commercial Lending Specialization