Community State Bank
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
1812 Highway Blvd, Spencer, IA 51301
Financial Overview
Total Assets $341.5M
Total Deposits $293.6M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 14.58%
Capital Cushion (Eq/Assets) 7.94%
Established 01/01/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$41.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ecommunitybank.org
FDIC Certificate #: 230
Specialization: Agricultural Specialization