Cornerstone Bank
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
176 Main St, Spencer, MA 01562
Financial Overview
Total Assets $2.40B
Total Deposits $1.95B
Profitability (ROA) 0.77%
Shareholder Return (ROE) 8.34%
Capital Cushion (Eq/Assets) 9.57%
Established 04/05/1871
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$114.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cornerstonebank.com
FDIC Certificate #: 90282
Specialization: Commercial Lending Specialization