County Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

19927 Shuttle Rd, Rehoboth Beach, DE 19971

Financial Overview

Total Assets $684.8M
Total Deposits $567.9M
Profitability (ROA) 3.31%
Shareholder Return (ROE) 23.64%
Capital Cushion (Eq/Assets) 14.12%
Established 07/09/1990

Financial Health Analysis

County Bank is a currently active commercial lending specialization banking institution headquartered in Rehoboth Beach, Delaware. Established in 07/09/1990, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, County Bank manages $684.8M in total assets and holds $567.9M in customer deposits. When evaluating the stability of County Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.12%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.31%, while its Return on Equity (ROE) sits at 23.64%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$81.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://WWW.COUNTYBANKDEL.COM

FDIC Certificate #: 33009

Specialization: Commercial Lending Specialization

Location

19927 Shuttle Rd

Rehoboth Beach, Delaware 19971

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