Eastern Michigan Bank

Eastern Michigan Bank is a currently active other specialized under 1 billion banking institution headquartered in Croswell, Michigan. Established in 12/04/1895, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Eastern Michigan Bank manages $567.8M in total assets and holds $470.2M in customer deposits. When evaluating the stability of Eastern Michigan Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.06%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.39%, while its Return on Equity (ROE) sits at 8.21%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.