ESB Financial
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
801 Merchant St, Emporia, KS 66801
Financial Overview
Total Assets $392.7M
Total Deposits $343.4M
Profitability (ROA) 1.58%
Shareholder Return (ROE) 19.78%
Capital Cushion (Eq/Assets) 7.84%
Established 03/16/1901
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.esbfinancial.com
FDIC Certificate #: 16629
Specialization: Commercial Lending Specialization