F & M Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
9.0 / 10
142 W Main St, Manchester, GA 31816
Financial Overview
Total Assets $89.2M
Total Deposits $79.1M
Profitability (ROA) 0.88%
Shareholder Return (ROE) 10.47%
Capital Cushion (Eq/Assets) 8.54%
Established 02/02/1948
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$79.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmbankandtrust.com
FDIC Certificate #: 16916
Specialization: Commercial Lending Specialization