Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
6464 Merchants Dr, Laotto, IN 46763
Financial Overview
Total Assets $314.5M
Total Deposits $288.4M
Profitability (ROA) 1.44%
Shareholder Return (ROE) 18.85%
Capital Cushion (Eq/Assets) 7.76%
Established 10/29/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$72.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmfbank.com
FDIC Certificate #: 13801
Specialization: All Other Under 1 Billion