Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
240 S Texas St, De Leon, TX 76444
Financial Overview
Total Assets $255.9M
Total Deposits $219.8M
Profitability (ROA) 1.45%
Shareholder Return (ROE) 11.04%
Capital Cushion (Eq/Assets) 13.05%
Established 01/01/1905
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$31.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmbank-tx.com
FDIC Certificate #: 3170
Specialization: Agricultural Specialization