Farmers and Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
101 W Jefferson St, Winterset, IA 50273
Financial Overview
Total Assets $265.5M
Total Deposits $235.7M
Profitability (ROA) 1.12%
Shareholder Return (ROE) 11.47%
Capital Cushion (Eq/Assets) 9.84%
Established 08/11/1938
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.fmstate.bank
FDIC Certificate #: 15610
Specialization: Agricultural Specialization