Farmers & Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
41 S 1st St, Miamisburg, OH 45342
Financial Overview
Total Assets $354.8M
Total Deposits $304.8M
Profitability (ROA) 1.73%
Shareholder Return (ROE) 16.08%
Capital Cushion (Eq/Assets) 10.88%
Established 11/23/1923
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$61.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankwithfm.com
FDIC Certificate #: 9462
Specialization: Commercial Lending Specialization