Farmers & Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
8.7 / 10
210 W Madison St, Waterloo, WI 53594
Financial Overview
Total Assets $245.6M
Total Deposits $183.7M
Profitability (ROA) 0.81%
Shareholder Return (ROE) 7.63%
Capital Cushion (Eq/Assets) 10.62%
Established 01/01/1897
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$61.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.FandMStBk.com
FDIC Certificate #: 13242
Specialization: Commercial Lending Specialization