Farmers State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
115 N Washington St, Lincolnton, GA 30817
Financial Overview
Total Assets $188.6M
Total Deposits $162.9M
Profitability (ROA) 2.47%
Shareholder Return (ROE) 18.63%
Capital Cushion (Eq/Assets) 13.29%
Established 12/02/1911
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$54.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: FARMERSSTATEONLINE.COM
FDIC Certificate #: 879
Specialization: All Other Under 1 Billion