Fifth Third Bank, National Association
38 Fountain Square Plz, Cincinnati, OH 45202
Financial Overview
Financial Health Analysis
Fifth Third Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Cincinnati, Ohio. Established in 01/01/1865, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Fifth Third Bank, National Association manages $296.12B in total assets and holds $240.42B in customer deposits. When evaluating the stability of Fifth Third Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.63%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.62%, while its Return on Equity (ROE) sits at 5.09%. These metrics result in a moderate health score of 7.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$159.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.53.com
FDIC Certificate #: 6672
Specialization: Commercial Lending Specialization