First Carolina Bank
Chartered Bank Active FDIC Insured
Health Score
8.5 / 10
171 N Winstead Ave, Rocky Mount, NC 27804
Financial Overview
Total Assets $3.42B
Total Deposits $2.97B
Profitability (ROA) 0.83%
Shareholder Return (ROE) 6.84%
Capital Cushion (Eq/Assets) 12.08%
Established 11/29/2000
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$330.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstcarolinabank.com
FDIC Certificate #: 35530
Specialization: Commercial Lending Specialization