First Central Bank McCook

First Central Bank McCook is a currently active agricultural specialization banking institution headquartered in Mccook, Nebraska. Established in 01/04/1999, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Central Bank McCook manages $124.9M in total assets and holds $106.6M in customer deposits. When evaluating the stability of First Central Bank McCook, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.00%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.61%, while its Return on Equity (ROE) sits at 5.66%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.