First Citizens State Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
207 W Main St, Whitewater, WI 53190
Financial Overview
Total Assets $511.4M
Total Deposits $370.1M
Profitability (ROA) 1.72%
Shareholder Return (ROE) 9.80%
Capital Cushion (Eq/Assets) 17.77%
Established 10/25/1863
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$46.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstcitizensww.com
FDIC Certificate #: 11228
Specialization: Commercial Lending Specialization